Adjustable-rate loans have lower rates right now than fixed mortgages, offering buyers cheaper financing costs.

Mortgage interest rates are on the decline again. Here's how buyers can get one close to 5% this month.

Total mortgage demand was flat last week, but FHA demand rose, as that product offers bigger savings.

More homebuyers are turning to adjustable-rate mortgage loans to keep their payments affordable. It’s easy to understand why. The average rate for a 5/1 adjustable-rate mortgage (ARM) is 5.51%, ...

Lauren Williamson is the Financial and Home Services Editor for the Hearst E-Commerce team. She previously served as Senior Editor at Chicago magazine, where she led coverage of real estate and ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Ebony Howard is a certified public accountant and a QuickBooks ProAdvisor tax expert. She ...

ARMs often start at lower rates, but monthly payments can rise over time Adjustable-rate mortgages peaked at 35% of mortgage applications in 2005 Today's environment is vastly different for several ...

1. Compare rates and different lender offerings online. Be sure to look at the APR, not just the interest rate. The APR ...

Mortgage rates are trending lower, although they remain slightly above 6%. Rates are expected to remain in their current range for the time being.

Mortgage applications fell 0.3% last week, with FHA and ARM loan shares increasing and refinance activity up 101% year over ...