Our step-by-step guide details the mortgage application process, explaining what you do and what the lender does. Some or all of the mortgage lenders featured on our site are advertising partners of ...

The full mortgage application takes place after you’ve had an offer on a home accepted. Your lender will investigate your financials and the property you’re purchasing to complete the application. Be ...

Online-only mortgage applications can offer faster processing times and convenience, but may not be the best fit for individuals with complicated finances or who don’t fit the typical borrower profile ...

Securing approval for a higher mortgage can open doors to your ideal home. But getting approved for a bigger loan amount ...

The rate on a 30-year fixed refinance rose to 6.31% today, according to the Mortgage Research Center. The average rate on a ...

Of the millions who applied for a mortgage loan in 2023, close to 12% were turned down, according to the Federal Reserve Bank of New York. People are often rejected because of recent financial ...

Applying for a mortgage is a big step, both towards becoming a homeowner and in terms of your finances. Ideally, when you finally submit your application, you will get approved — and it will be under ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Time and again, research shows that comparison-shopping for a mortgage lender can help you obtain the best possible loan terms. Compare at least three offers. Before you apply for preapproval, ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Mortgage interest rates are hovering above 7% on average for conventional 30-year mortgage loans right now. That's significantly higher than what mortgage rates were during the early years of the ...