Scott Karstens is a writer and accomplished insurance and financial services veteran. He’s the president of NFG Brokerage and founder and CEO of both Broker Backoffice and his new direct-to ...

But did you know some life insurance policies can actually provide a cash injection while the insured lives? It’s a feature called “living benefits” and it’s becoming an increasingly popular add-on.

Term insurance is the simplest and purest form of life insurance plan. Many Indians are underinsured due to the limited ...

Bundled insurance is not only convenient but can also help you save money. Learn more about the benefits of bundling ...

Many employers offer group life insurance plans. But they lack important benefits a personal life insurance plan can provide.

Accelerated death benefit (terminal illness). Accidental death benefit. Children’s term life insurance. Waiver of premium. *Rider availability may vary. Penn Mutual’s Non-Convertible Term life ...

Portable life insurance refers to a policy that you can carry with you throughout your career, regardless of changes in employment or personal circumstances. Unlike traditional policies tied to your ...

Unless there’s a need for liquidity, we don’t want our clients putting money into permanent life insurance. We want that ...

Here’s a jargon-free guide to the different insurance benefits you can offer your employees, and the real-life impact they have ...

Getting life insurance typically requires a medical exam to give your provider a clearer picture of your health status. But there are policies available that don't require an examination.

The consequences of lying on your life insurance application can vary widely depending on the severity of the lie and when it ...

Digital insurance plans are changing how we manage insurance, offering a convenient and efficient alternative to traditional methods. With these plans, you can buy, renew, and manage policies entirely ...