Lucy Lazarony is an experienced personal finance journalist and writer who got her start in 1998 writing about financial topics. She writes accessible and easy-to-understand articles about credit, ...

Build an emergency fund that can cover six to 12 months of essential expenses. Compare CDs, high-yield savings accounts and money market funds. Use a zero-based budget to manage spending. Consider ...

You’ve done everything the financial experts recommend. You’ve created that detailed spreadsheet, tracked every expense, and dutifully assigned each dollar a purpose. Yet somehow, months later, your ...

'Budgeting' and 'savings' often seem similar, but both have different roles. Budgeting is a scheme for proper management of money, while savings is the amount that is saved from spending. Both of ...

WILMINGTON, Del., May 01, 2025 (GLOBE NEWSWIRE) -- While most Americans would benefit from consulting with a financial advisor, becoming familiar with basic financial practices is easier than you ...

Discover how COVID-19 has created two economies: savers and those struggling with debt. Learn insights on budgeting, saving, and financial planning during recovery.

The median emergency fund balance in the U.S. is $10,000, according to a recent survey by U.S. News. A $10,000 emergency fund balance is enough if your nondiscretionary monthly spending is $3,333 or ...

We’ve marched with purpose, prayed with conviction and built communities from the ground up—often with little more than faith, determination and each other. That same faith has carried us through ...

The process of buying a home is thrilling … and complicated. And in today’s housing market, where home prices ascended steeply after mid-2020, would-be homeowners can sometimes feel like housing costs ...