U.S. credit card delinquencies and charge-offs dropped month-over-month across major banks in the prior month, according to Seeking Alpha's March Credit Pulse. Average delinquency rate dropped to 2.70 ...

Citigroup Inc.’s C subsidiary, Citibank N.A., has reported improving performance in its credit card metrics for April 2026 in a recent SEC filing. While delinquency and net charge-off rates declined ...

Citigroup Inc.’s C subsidiary, Citibank N.A., has reported mixed performance in its credit card metrics for February 2026 in a recent SEC filing. While delinquency rates remained stable compared with ...

Key insight: Banks with very low charge-off rates are calibrating the message they send to the investing public, warning that there will be a return to more normal levels of bad credit. Expert quote: ...