Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the ...
The mortgage system has relied on FICO as its sole credit-scoring model for decades to figure out how likely a potential borrower is to pay back a loan on time. That FICO credit score impacted not ...
FICO is upending the credit-scoring industry by giving mortgage lenders a way to offer its FICO credit score without dealing ...
Through a new program, mortgage resellers will be able to calculate and distribute credit scores directly to customers, ...
Americans’ credit scores are declining. That’s according to a new report from FICO, which shows the average credit score in ...
The average FICO score fell to 715 in April, down one point since January and two points from a year earlier. For consumers, ...
The average FICO credit score fell in 2025—the largest drop since 2009—as student loan delinquencies returned after pandemic ...
Gen Z is facing a "catastrophic" credit situation, as one expert cautions against poor money habits leading to a lifetime of ...
Understand how credit scores impact securing a mortgage, improving your chances of approval, and influencing the interest ...
Credit score modeling company Fair Isaac Corp , widely known as FICO, surged on Thursday after unveiling plans to sell its ...
A new report finds that scores dropped the most for those age 18 to 29. Here’s how to deal with a drop in your score.