The credit-scoring industry is going through a big shift as companies compete to gain more power over the market — and ...

FICO is reshaping how lenders access your credit scores, raising questions about costs, competition, and the future of mortgage approvals.

Fair Isaac FICO 19.20% upended the credit-scoring industry by giving mortgage lenders a way to offer its FICO credit score ...

Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the ...

New credit scoring will soon include buy now pay later, a welcome change for lenders who don’t want to make risky loans but maybe not so much for the growing share of users who pay late. BNPL’s ...

The national average FICO score fell, reflecting difficulties Americans face in staying financially afloat. See which group has dropped most.

A new survey by Statista Consumer Insights found that around one in five adults in the United States is currently paying off a loan. This puts the U.S. near the median of the surveyed countries, with ...

Aiming to hit the credit-score ceiling? Going by the FICO® Score system, 850 is the highest credit score possible. It means lenders see you as a super low-risk borrower with a long track record of ...

Learn how credit scores influence car loan interest rates in 2025 and discover tips to secure the best financing for your next vehicle purchase Staff Personal Finance Editor, Buy Side Valerie Morris ...

The average FICO credit score fell in 2025—the largest drop since 2009—as student loan delinquencies returned after pandemic ...