More Americans tapped their defined benefits plan to pay for emergencies as the cost of living soared in 2022, according to a recent Vanguard report. (iStock) The number of Americans who tapped their ...

Vanguard recently released its "How America Saves 2025" report. The data reveals that 401(k) hardship withdrawals have been on the rise since 2020. It's best to avoid withdrawing money early from your ...

A 401 (k) hardship loan allows you to borrow money from your own retirement savings, with interest, and repay it over a specific period. Whether you can borrow from your 401 (k) depends on your ...

Everyone goes through hard times now and then. Life's financial curveballs can raise your stress level, so let's take a breath, step back, and consider the options. Are you having trouble paying your ...