Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.
Securing a loan with a 500 credit score may be challenging, but that doesn't mean every lending door is closed. Though more difficult, borrowing money is possible even with a low credit score.
Your 2025 Guide to Getting Approved for Bad Credit Loans: Compare Low Credit Finance Options from $100 to $5,000+ Do you often find yourself in a troubling financial situation and have no one to turn ...