If you must write a letter explaining your company's difficulty in repaying a debt, focus on the facts of your financial situation in a rational, even-handed manner. Include some emotion if it comes ...

When you apply for a mortgage modification, one of the key components of the loan mod package is the hardship letter that explains why you're making the request. Learning the proper format and ...

Acceptable reasons for a hardship to include in a letter. Reduction in income or loss of job. Marital difficulties or divorce. Illness of yourself or family member. Birth of a child. Increased ...

Board-certified real estate attorney Gary M. Singer answers housing questions in this space each Friday. To ask him a question about short sales, mortgages, refinancing, homeowner’s associations or ...

When you apply for a mortgage modification, one of the key components of the loan modification package is the hardship letter that explains why you’re making the request. Learning the proper format ...