How much tax you owe on an individual retirement account (IRA) withdrawal depends on your age, the type of IRA, and other ...

Roth IRAs are popular for tax benefits in retirement. Consider Vanguard's 'BETR' approach, other factors to see if a Roth conversion's right for you.

I’m turning 68 shortly and plan to wait to claim my Social Security at age 70 to maximize the monthly benefit. I also plan to ...

It's not as good an idea as it sounds.

Rules on inherited IRAs have tightened, and most non-spouse beneficiaries must empty the pot in 10 years or face stiff ...

First, if you're struggling to save for a home, to the point where you need your IRA to fund your down payment, you risk ...

IRA withdrawals taken before age 59 1/2 typically incur a 10% penalty. There are some exceptions to that rule, like buying a first-time home. Though it might seem like an easy way to scrounge up a ...

Many big home repairs can’t wait, but your retirement also needs protection. Learn if and when to use cash, a money‑market fund, a Roth IRA, or a 401(k) for home repairs.

In other words, gifting from your IRA isn’t as seamless as making a qualified charitable distribution from your IRA or naming someone as a beneficiary of your IRA. Things can also get tricky if you ...