Whether the missing year reduces benefits depends on the husband's work history. At an income level near $96,000, losing a year could matter more if most prior years were significantly lower. But if he has multiple years of high earnings, one missing year is less likely to affect his final benefit.

There's no right time to begin collecting Social Security benefits, but the age at which you begin receiving benefits will affect how much retirement income you have, so you should weigh the consequences carefully.

Learn how timing affects Social Security benefits, taxes, and retirement income. Discover strategies to maximize payouts and protect your future.

Social Security undergoes the same changes each year, but Americans consistently score poorly when quizzed on the retirement program.

If you’ve been paying attention to economic and political news over the last several years, you’ve likely seen some variation of a headline noting that Social Security will be severely diminished by the 2030s.

Social Security checks are going paperless starting Tuesday, Sept. 30. Here's why it's happening and how to go from paper to digital.

The government is planning to phase out paper checks for most consumers receiving Social Security benefits and other federal payments this month. The transition is prompted by an executive order signed by President Donald Trump in March, which mandates the move to electronic payments for federal benefits by Sept. 30.

More than 70 million Americans rely on Social Security benefits and are vulnerable to scams threatening their monthly payments.

A government shutdown begins . There's no end to a government shutdown in sight as Democratic lawmakers demand health care policy changes that President Donald Trump and Republica