The mortgage system has relied on FICO as its sole credit-scoring model for decades to figure out how likely a potential borrower is to pay back a loan on time. That FICO credit score impacted not ...
FICO is upending the credit-scoring industry by giving mortgage lenders a way to offer its FICO credit score without dealing ...
Understand how credit scores impact securing a mortgage, improving your chances of approval, and influencing the interest ...
Most people mix up credit scores and credit reports, but knowing the difference could save you money and boost your chances of loan approval.
Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...
The national average FICO score fell, reflecting difficulties Americans face in staying financially afloat. See which group has dropped most.
A July cyberattack on TransUnion exposed personal data from over 4.4 million people. The credit bureau began sending letters ...
Gen Z has seen its credit score drop more than any other generation over the past year, largely because of student loan debt ...
The average FICO credit score fell in 2025—the largest drop since 2009—as student loan delinquencies returned after pandemic ...