RHS loans allow low-to-moderate-income borrowers to purchase rural properties with zero money down and lower mortgage ...

Conventional construction loans are a widely accessible option for building a new home. Learn the ins and outs of ...

FHA loan requirements are often more relaxed than the rules around conventional mortgage financing. Find FHA loan ...

A second mortgage allows homeowners to borrow against the equity in their home, providing access to funds for expenses like ...

It's possible to receive gift funds that would cover your entire FHA down payment, but you must follow guidelines, especially ones about acceptable donors.

Couples have serious advantages over singles when buying a home. Dual incomes might make owning a home possible this Valentine's Day. Sorry, single folks, but here ...

A home inspection can save you thousands in the long run. Use this checklist as you walk the home with the licensed home inspector. Buying a home is an exciting milestone, but there’s a level of risk ...

Government-backed FHA loans make home ownership more accessible to first-time and repeat homebuyers needing a low down payment.

While experts recommend spending no more than 36% of your income on housing and debt payments, it can be an unrealistic number in many markets. Lenders allow up to 50% or higher in some cases. When ...

A Mortgage Credit Certificate (MCC) is a federal tax credit program that allows eligible first-time homebuyers to claim a portion of their annual mortgage interest as a dollar-for-dollar reduction on ...