The idea behind 2FA is simple. You either have it enabled or you don't. You'd assume that enabled means that your account is ...

RBI has mandated two-factor authentication for all digital payments from April 2026, with guidelines allowing biometrics, ...

While SMS OTPs will continue to be a valid option, the new rules encourage the adoption of alternative, more technologically ...

RBI mandates two-factor authentication for digital payments by April 2026, with additional checks based on risk assessment.

The RBI has mandated at least two-factor authentication for all digital payments from April 2026, pushing banks and payment ...

Without discontinuing the practice of OTP sent via SMS, the new framework focuses on additional methods to authenticate ...

Starting April 2026, all domestic digital payments—from UPI to online card transactions—must be verified with at least two ...

You may think that enabling two-factor authentication on your account makes it 100% secure. Two-factor authentication is among the best methods to protect your account. But you may be surprised to ...

A year after proposing alternate methods of additional factor of authentication (AFA) for digital transactions, RBI has ...

The Reserve Bank of India (RBI) has announced a major regulatory move aimed at strengthening the safety of digital transactions across the country. Starting April 1, 2026, all digital payments in ...

Although SMS-based OTPs can be used for digital payment authentication, the RBI wants the payments ecosystem to leverage ...