Part of the American dream is to climb the property ladder and live in the nicest neighborhood possible. We spend more than half our lives at home, so we want a neighborhood that offers as much peace, ...

As someone who helped ignite the modern day FIRE movement back in 2009 when Financial Samurai began, I’m amazed at how popular the movement has come! There are so many different types of FIRE to fit ...

For 2025, the estate tax exemption amount rises to $13,990,000 per person. The IRS estate tax exemption threshold for 2024 is $13,610,000 up from $12,920,000 in 2023. If there’s ever a time to build ...

Reaching the maximum limit for 401(k) contributions of $19,500 for 2021 and contributing an additional $6,000 for those 50 and older is no easy task. Let’s look at what percentage of people max out ...

After reviewing dozens of financial tools on this site since 2009, ProjectionLab is one of the most comprehensive planning tools I've come across. It shows you how today's financial decisions play out ...

The older you get, the more you will value life because you have less of it. If you want to live longer, you should aim to grow richer and live in a more hospitable place. As you will see in this ...

I’m on record disliking a Roth IRA, especially for high income earners. The Roth IRA is a way for the government to tax citizens up front to pay for their bloated and wasteful spending. However, there ...

The historical Roth IRA contribution limits have steady increased since the Roth IRA was first introduced in 1997. In 2026, the Roth IRA contribution limit increases by $500 to $7,500, with a $1,000 ...

If you're thinking about retiring, it's better to retire in a bear market than in a bull market. I've been “fake retired” since 2012 and I want to explain why this is so. Living a comfortable ...

Historically, I've viewed stocks as funny money. It's not real until it's converted into something you can use. Given the lack of utility for stocks, I've long preferred owning real estate. Being able ...

Financial Samurai was started in 2009 and is one of the top personal finance sites online with over 1.5 million organic pageviews a month. Financial Samurai is also one of the pioneers of the modern ...

Th average CPM and average RPM advertising rates by month changes throughout the year. As a personal finance blogger since 2009, I’ve been keeping track of the advertising rates for years. As an ...