A standard pet insurance plan covers vet expenses like accidents and illnesses (such as broken bones and skin infections) but won’t cover routine vet bills like wellness exams and vaccinations.

When considering your pet's health, it's important to review what your basic insurance plan does and doesn't cover. A basic policy can include treatment for illness and injury, but a wellness plan ...

Fewer than 4.3% of pets in the U.S. are insured in 2026, according to data from the North American Pet Health Insurance Association. Given that veterinary costs are rising — data reviewed by the Los ...

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Coverage: Fetch offers your cat completely customizable accident-and-illness coverage, three comprehensive tiers of optional wellness coverage and an add-on for illness-visit exam fees. Fetch ...

Coverage data and deductible, reimbursement rate, and annual coverage limit options in this table reflect each company's accident-and-illness policy. Ranges don't always indicate that any number ...

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