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While it’s a good idea to pay your credit card bill when it’s due, making an early credit card payment can work in your favor. To understand why, you’ll need to know how your billing cycle works. Credit card billing cycles often last for 29 to 31 days. The last day of your billing cycle is your statement closing date. Whatever credit card balance you have on this day is usually the balance that your credit card issuer reports to the credit bureaus. Your closing date isn’t the same as your paymen
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