What's the difference between a guarantor and a co signer? They sound similar, but they are very different. A guarantor is not on title. They don't own the property. Their job, basically, is to tell the lender if things go sideways, I've got their back. This can help boost qualifying income or strengthen a file when someone has thin credit without being added as an owner. Now, a co signer, on the other hand, is on title. They're a legal owner, fully responsible for the mortgage, and that mortgag
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