Post Office Monthly Income Scheme - Interest Rate 2026, Benefits and How to Open POMIS Account?
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🚨The Post Office Monthly Income Scheme (POMIS) is one of the most secure and reliable small savings plans offered by the Government of India through India Post, designed to provide regular monthly income to investors, especially retirees or those seeking fixed monthly returns. As of 2025, the interest rate under this scheme is fixed at 7.4% per annum, payable every month. This means that if an individual invests the maximum limit of Rs. 15 lakh (under a joint account), they will earn about Rs.
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